Send money with zero transfer fees to Nicaragua

One app for both sides: For you and your loved ones.

Maqueta de un teléfono móvil que muestra la cuenta Tumoni de un usuario con el saldo disponible y las transacciones recientes.

Un hombre hispano que vive en Nueva York envía dinero a su madre en Nicaragua usando Tumoni.

Your new bank account in the U.S.

Download the app and verify your identity with your passport, driver’s license, or official ID.

Your Visa® debit card is delivered to your home, giving you full control of your money wherever you are.

Mirá lo que están diciendo nuestros usuarios

Zero-fee instant transfers to Central America

Send to other Tumoni users from your app, whether they are in the U.S. or abroad.

Say goodbye to long lines, high fees, and slow waits of traditional transfers. Your aunt in Nicaragua receives her money in full and without delays.

Teléfono celular mostrando un código de barras relacionado a un depósito de efectivo

Donde estés, tenés un punto Tumoni cerca

Ilustración de un bombillo eléctrico encendido y una manguera rociando agua

Withdraw cash at over 50,000 ATMs and add cash¹ to your card at over 90,000 retail locations nationwide.

Get your money fast with your Tumoni VISA® debit card

Locate all available locations in your Tumoni app.

_{¹Retail service fee up to $4.95 and limits may apply. Keep the receipt as proof of your transaction.Service provided by Green Dot® © 2026 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.}

Deposit checks from your phone wherever you are

Scan it, enter the amount, and skip the hassle.

Every deposit includes built-in fraud monitoring to help keep your money safe.

For the people who matter most, one transfer at a time

Tumoni is the first platform to give both sides a connected financial experience in one single app.

Backed by global investors

As featured in

[Spanish] Esta fintech ayuda a bancarizar a migrantes centroamericanos ofreciendo remesas gratuitas

Forbes | Centroamerica

November 18, 2024

Read this article

[Spanish] Fintech de Nicaragua crecen en medio de una economía dependiente de remesas

Bloomberg Linea

April 15 2023